Taking a Loan Out Against Your Car is easy with champion loan lenders
Need money for a new car to buy a car on finance, or need help to pay off a car you've already bought? Champion Loans can help with all your vehicle loan needs (we also provide boat loans, caravan loans and more).
We are Australian car loan lenders who offer some of the best car financing rates and best car loan deals on the market. Buying a car under finance or taking a loan out against your car that you've already bought, but still need to pay off, is made simple and straightforward at Champion Loans.
When you deal with us you can rest assured you'll benefit from fast car finance tailored to your needs and budget.
Whether you need a commercial vehicle loan or a private car loan, we have got you covered! Got no credit or bad credit? We should be able to work something out so best give our car loan lenders a call to discuss your financial situation.
Our flexible car loans of up to $15,000 can help you with vehicle financing to buy a new or used vehicle for private or business use. Car loans can be used for cars, motorbikes, caravans and trailers, and commercial vehicle loans are also available. It's a wide, open road!
We want to make sure you don't miss out on a great car financing deal, and believe you should find the vehicle that's right for you - so customers can choose a car from any dearship or buy privately.
Champion's car money loans are tailored for you, with affordable payments and a quick and easy process. Apply with us to get a car loan and you'll get an answer fast, using our simple 100% online system. Don't wait for a traditional lender or bank to take a week to get back to you.
Our competitive small auto loan rates ensure payments fit your budget.
We love helping people pay their car off faster, which is why we provide bad credit car loans and pensioner loans.
You can also apply for a car registration loan, new tyre loans, car repair financing, and other vehicle related loans with our loan lenders.
What are your Vehicle loan rates?
Wondering how to find the best car loan rates available on the market? Here at Champion, we're transparent about what type of rates to expect and welcome you to discuss them with us, and/or call around to other car loan lenders if you think you might be able to find a better deal.
Whether you need a private car finance or a commercial vehicle loan, our vehicle finance rates are competitive - they start at 18.9% p.a / 21.52% p.a comparison rate.
The best car financing rates and terms we offer depend on the amount you need. Thus, they can vary, so please call our loan lenders to get an accurate car loan rate to buy a car on finance.
Am I eligible for A car Financing Loan?
Our criteria to get an auto loan is simple, you'll need to be:
- Over 18 years old
- An Australian Resident
- Be receiving a regular income - wages, self employed, Centrelink pension
If you're a first-time customer and receiving Centrelink you're eligble to apply for up to $5000. If you're currently employed you're eligible to apply for up to $15,000.
Worried about bad credit? No problem, unlike your bank we take many things into account when assessing private and business car finance applications, not just your credit history.
Unfortunately, we're unable to help you get an auto loan if you're only income is Newstart, Youth Allowance or Austudy.
Can I get Auto Loan Pre-Approval for new Vehicle Financing?
Yes, auto loan pre-approval can be secured with Champion loan lenders before you go car shopping for yourself or your business, so you're ready to act fast when you find a bargain. Simply apply online and we'll get an outcome for you quickly on whether or not you qualify. We'll need a few supporting documents to help us process your vehicle loan application. You'll then have the new car financing ready to go as soon as you find your perfect car.
Do you provide Vehicle loans for pensioners?
Yes! we provide cars loans for people receiving Centrelink pensions. If you're a first-time customer receiving a Centrelink pension, you can apply for up to $5000 to get you on the road and pay your car off faster.
Can I get car loan approval with bad credit?
Unlike other car loan lenders, we think people deserve a second chance. We've helped many people with bad credit when it comes to purchasing a new vehicle and taking a loan out against a car they already bought, but haven't paid off yet. If you've got defaults or been bankrupt before we'll take a flexible approach.
We take into account many factors regarding your current financial situation so we don't have to rely soley on your credit history. Champion Loans is the home of a fair go.
You're also welcome to speak directly to your personal car loan officer to discuss your situation and the terms around receiving money for a car from Champion Loans.
How do I apply for car finance?
Pay your car off faster with Champion Loans. Our car financing loan application process is easy - you can apply for an auto loan online by completing our online car loan application form in minutes.
We'll need your bank statement and identification documents which you can supply using our simple automated system. You can also email in documents if you prefer.
Our car loan lenders will provide car loan approval or denial as quickly as possible, so you can start hunting for your new car ASAP, or keep up with payments for paying off the new car you've already bought.
Have more questions about buying a car under finance, whether for private or business use? Get in touch with our car loan lenders for the best car loan deals for private and commercial vehicle purchases. Call 0754527400 or contact us via email to enquire about some of the best car financing rates available on the market.
We also offer car repair loans
Car Loan Terms & Conditions
- Minimum car finance loan repayment period is 5 months. Maximum vehicle loan repayment period is 5 years.