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Need fast car loans?

Our flexible loan of up to $15,000 can help you buy a new or used vehicle. Our vehicle loan can be used for cars, motorbikes, caravans and trailers. It's a wide, open road!

We want to make sure you don't miss out on a great deal, and believe you should find the vehicle that's right for you - so customers can choose a car from any dearship or buy privately. 

Champion car loans are tailored for you, with affordable payments and a quick and easy process. Apply with us and you'll get an answer fast, using our simple 100% online system. Don't wait for a traditional lender or bank to take a week to get back to you. 

Our competitive rates ensure payments fit your budget. 

We love helping people, which is why we provide bad credit car loans and pensioner car loans. 

What are your Vehicle loan rates?

Our car loan rates are competitive - they start at 18.9% p.a / 21.52% p.a comparison rate. 

The rate and term can vary, depending on the amount you need. 

Am I eligible for car loan?

Our criteria is simple, you'll need to be:

  • Over 18 years old
  • An Australian Resident
  • Be receiving a regular income - wages, self employed, Centrelink pension

If you're a first-time customer and receiving Centrelink you're eligble to apply for up to $5000. If you're currently employed you're eligible to apply for up to $15,000. 

Worried about bad credit? No problem, unlike your bank we take many things into account when assessing applications, not just your credit history. 

Unfortunately, we're unable to help if you're only income is Newstart, Youth Allowance or Austudy, 

Can I get pre-approved?

Yes, we can get you a pre-approval before you go car shopping, so you're ready to act fast when you find a bargain. Simply apply online and we'll get an outcome for you quickly. We'll need a few supporting documents to help us process your application. You'll then have the finance ready to go as soon as you find your perfect car. 

Do you provide car loans for pensioners?

Yes! we provide cars loans for people receiving Centrelink pensions. If you're a first-time customer receiving a Centrelink pension, you can apply for up to $5000 to get you on the road. 

Can I get a car loan with bad credit?

Unlike other lenders, we think people deserve a second chance. We've helped many people with bad credit purchase a new vehicle. If you've got defaults or been bankrupt before we'll take a flexible approach. We take into account many factors regarding your current financial situation so we don't have to reply soley on your credit history. Champion Loans is the home of a fair go. 

You're also welcome to speak directly to your personal loan officer to discuss your situation. 

How do I apply?

Our process is easy - complete our online application form in minutes to get a loan fast.

We'll need your bank statement and identification documents which you can supply using our simple automated system. You can also email in documents if you prefer. 

We'll have an outcome for you quickly so you can start hunting for your new car. 

Have more questions? Get in touch, call 0754527400 or via email

We also offer car repair loans 

 

 

 

Minimum repayment period is 5 months. Maximum repayment period is 5 years.
Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
Minimum 12.00%  Maximum 48.00%
Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 
Champion Loans does not offer $2500 vehicle loans over 2 years

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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