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Taking a Loan Out Against Your Car is easy with champion loan lenders

Apply for car finance help now

Need money for a new car to buy a car on finance, or need help to pay off a car you've already bought? Champion Loans can help with all your vehicle loan needs (we also provide boat loans, caravan loans and more).

We are Australian car loan lenders who offer some of the best car financing rates and best car loan deals on the market. Buying a car under finance or taking a loan out against your car that you've already bought, but still need to pay off, is made simple and straightforward at Champion Loans. 

When you deal with us you can rest assured you'll benefit from fast car finance tailored to your needs and budget.

Whether you need a commercial vehicle loan or a private car loan, we have got you covered! Got no credit or bad credit? We should be able to work something out so best give our car loan lenders a call to discuss your financial situation.  

Our flexible car loans of up to $15,000 can help you with vehicle financing to buy a new or used vehicle for private or business use. Car loans can be used for cars, motorbikes, caravans and trailers, and commercial vehicle loans are also available. It's a wide, open road! 

We want to make sure you don't miss out on a great car financing deal, and believe you should find the vehicle that's right for you - so customers can choose a car from any dearship or buy privately. 

Champion's car money loans are tailored for you, with affordable payments and a quick and easy process. Apply with us to get a car loan and you'll get an answer fast, using our simple 100% online system. Don't wait for a traditional lender or bank to take a week to get back to you. 

Our competitive small auto loan rates ensure payments fit your budget. 

We love helping people pay their car off faster, which is why we provide bad credit car loans and pensioner loans. 

You can also apply for a car registration loan, new tyre loans, car repair financing, and other vehicle related loans with our loan lenders. 

What are your Vehicle loan rates?

Wondering how to find the best car loan rates available on the market? Here at Champion, we're transparent about what type of rates to expect and welcome you to discuss them with us, and/or call around to other car loan lenders if you think you might be able to find a better deal.

Whether you need a private car finance or a commercial vehicle loan, our vehicle finance rates are competitive - they start at 18.9% p.a / 21.52% p.a comparison rate. 

The best car financing rates and terms we offer depend on the amount you need. Thus, they can vary, so please call our loan lenders to get an accurate car loan rate to buy a car on finance.

Am I eligible for A car Financing Loan?

Our criteria to get an auto loan is simple, you'll need to be:

  • Over 18 years old
  • An Australian Resident
  • Be receiving a regular income - wages, self employed, Centrelink pension

If you're a first-time customer and receiving Centrelink you're eligble to apply for up to $5000. If you're currently employed you're eligible to apply for up to $15,000. 

Worried about bad credit? No problem, unlike your bank we take many things into account when assessing private and business car finance applications, not just your credit history. 

Unfortunately, we're unable to help you get an auto loan if you're only income is Newstart, Youth Allowance or Austudy.

Can I get Auto Loan Pre-Approval for new Vehicle Financing?

Yes, auto loan pre-approval can be secured with Champion loan lenders before you go car shopping for yourself or your business, so you're ready to act fast when you find a bargain. Simply apply online and we'll get an outcome for you quickly on whether or not you qualify. We'll need a few supporting documents to help us process your vehicle loan application. You'll then have the new car financing ready to go as soon as you find your perfect car. 

Do you provide Vehicle loans for pensioners?

Yes! we provide cars loans for people receiving Centrelink pensions. If you're a first-time customer receiving a Centrelink pension, you can apply for up to $5000 to get you on the road and pay your car off faster.  

Can I get car loan approval with bad credit?

Unlike other car loan lenders, we think people deserve a second chance. We've helped many people with bad credit when it comes to purchasing a new vehicle and taking a loan out against a car they already bought, but haven't paid off yet. If you've got defaults or been bankrupt before we'll take a flexible approach.

We take into account many factors regarding your current financial situation so we don't have to rely soley on your credit history. Champion Loans is the home of a fair go. 

You're also welcome to speak directly to your personal car loan officer to discuss your situation and the terms around receiving money for a car from Champion Loans.  

How do I apply for car finance?

Pay your car off faster with Champion Loans. Our car financing loan application process is easy - you can apply for an auto loan online by completing our online car loan application form in minutes. 

We'll need your bank statement and identification documents which you can supply using our simple automated system. You can also email in documents if you prefer. 

Our car loan lenders will provide car loan approval or denial as quickly as possible, so you can start hunting for your new car ASAP, or keep up with payments for paying off the new car you've already bought. 

Have more questions about buying a car under finance, whether for private or business use? Get in touch with our car loan lenders for the best car loan deals for private and commercial vehicle purchases. Call 0754527400 or contact us via email to enquire about some of the best car financing rates available on the market.

We also offer car repair loans 

Car Loan Terms & Conditions 

  • Minimum car finance loan repayment period is 5 months. Maximum vehicle loan repayment period is 5 years.
  • Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
  • Minimum 12.00%  Maximum 48.00%
  • Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 
  • Champion Loans does not offer $2500 vehicle loans over 2 years

WHAT OUR CLIENTS SAY


  • Amelia Bavadra
    2 months ago
    Thank you champion Loans for the help when I needed it most to purchase new goods i needed for my house.With affordable repayments,they make the process of applying for a loan so easy and try and help with what they can,when in ne...

  • Nicole Barrett
    3 months ago
    I recently went to a Dentist, which we all no is expensive.So I'll called champion loans and was put through to Lovely Laura who was just so understanding about the Money I needed for treatment on my mouth 😁 Loan was Sorted and...

  • Loretta Vili-Asooge
    3 months ago
    I have been with Champion since 2018 and honestly i have dealt with so many wonderful staff. They are very helpful and understanding. The staff are always willing to help. Great communication and excellent customer service. I rece...

  • chris elm
    3 months ago
    Katie was the best. She keep me updated about my loan for bond money. She understood that l need approval for bond she approved me within the business day an then l applied for many houses. I had ask how long l got until the ap...

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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