Pensioner Loans

We provide quick, no fuss loans for pensioners

We lend up to $2000 for bills, bond & rent, to buy a car or repair one, medical and vet expenses, household items, special events -  the list is endless!   We talk to you, individually, to set realistic repayments you can afford over a time period that suits your budget.

Worried about something?  Past credit mistakes, defaults, not long at your address?  Don’t be.  With us, you don’t have to fit a criteria.  We look at every loan application on its own merits.  We know most people can’t ‘fit a box’ so we don’t ask you to.  We’ll listen to your story, and our experienced and friendly team will endeavour to find a loan that’s right for you.

Our lenders ask for a car for security, it doesn’t matter what the loan is for.  

A pensioner loan is flexible and affordable – no application fee - no early payout penalties –You only pay interest for the exact time you have the money.  The quicker you pay it off, the more you save and the better it is for you!!  What’s more, our contracts are simple and easy to understand – no fine print to cause you grief, no hidden fees to shock you later.

We invite you to apply on line, in person or over the phone.  We’ll have an approval for you in 6-8 business hours with cash in your bank account overnight.  And it doesn’t end there.  Once you’re in with us, you’re in for life – we’ll always be there for you.




Minimum repayment period is 5 months. Maximum repayment period is 5 years. 
Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
Minimum 12.00%  Maximum 48.00%
Example 1: Principal $1000, Establishment Fee $200 (20% of principal as per NCCP Act), Total Monthly Fees $240 (4% of principal as per NCCP Act), Total Cost $1440. Comparison Rate 
Example 2: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 
Champion Loans does not offer $2500 loans over 2 year

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