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Why Choose Champion for personal loans, business loans and More

  • We accept poor and bad credit.
  • Centrelink pensioners are welcome.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward.
  • Loan applications can be made online or in-office at our Maroochydore loans office. 
  • We provide a transparent, friendly and personal loan lender service.
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

How to qualify for a loan

  • Be over 18 years of age
  • Be an Australian Resident
  • Have a regular source of income – wages or Centrelink pension

Please note, if your only income is Jobseeker, Youth Allowance or Austudy our loan lenders are unable to help.

How to apply for a loan

Complete our application form in minutes.

  1. We’ll send you an easy to use link to supply your supporting documents.
  2. We Assess your Application.
  3. Approval times can vary depending on the application but we usually have a response within 2 – 8 business hours.
  4. Money sent straight to your bank account.

If your application is approved, you’ll electronically sign a contract and we’ll transfer the funds into your bank account.

Unfortunately, we're unable to help if you're only income is Newstart, Youth Allowance or Austudy.

cash loans

Get cash now! Champion Loans can lend up to $15,000 in personal loans for bills, bond & rent, car repairs, medical and vet expenses, household items, special events and more -  the list is endless. The team talk to you, individually, to set realistic, affordable repayments over a time period that suits your budget. Whether you need a cash advance, emergency loan or just need cash loans online now, the Champion team can help. 

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car loans

The Champion team can arrange finance of up to $15,000 to get you on the road with flexible car loans - you choose the car and where to purchase it from and Champion provide the loan funding, assisting you through the entire process to take the stress out of buying a new or used car.

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loans for business

Need large company loans or small business loans, or start up business loans for a new burgeoning enterprise? Champion Loans can provide short term loans of up to $15,000 for any business or investment purpose. Settlement can be organised quickly so you won’t miss out on any opportunity. Contact us for loan rates, more info or to get started on your loan application today.

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WHAT OUR CLIENTS SAY


  • nae r
    2 months ago
    Received $500 loan for my sons school camp super happy how quick the process is and received it in the bank. My son is very thankful yous couple help us out during these hard times. ❤️❤️❤️ big ups to champion loans.

  • Simone
    3 months ago
    It has been such a great experience having loaned from champion loans!! The kindness and understanding from the staff is unbeatable and they really do go out of their way to make sure that you are getting what you actually need!!!...

  • Izzy Mullins
    3 months ago
    Champion loans were fantastic!! Friendly staff, They are responsive and prompt with our applications. The funds were transferred same day of approval. Excellent when refinancing highly recommend.

  • Beatrice Dodd
    4 months ago
    The team at champion are great, they are the first ones that took time to look at my application while others turned away because I'm on a dsp pension. I have found the team to be understanding and compassionate in my needs and ha...

Get The Ball Rolling, Complete Your Application Online

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What our clients say

We were happy with the service we received once again you guys have helped us out with fast approval and Awesome friendly customer service and I would highly recommend anyone to champion loans I honestly don't think you need to change anything 10/10 from us!

Great customer service. Always polite and work as quick as they can.

This is the 3rd time I've used Champion Loans and each time its has been an easy process, quick response and I've dealt with 1 person each time and that's Natalie and she remembers everything from previous conversations she talks to me like a human unlike most BIG banks.  Keep up the great work Natalie and Champion Loans

The whole team were amazing especially Lori she has been amazing and I will definitely recommend it!

Why would you go anywhere else! I can't fault the services of the Champion loans team. I especially have to thank Calvin for his understanding and professionalism for the past two years. Thank you Champion for making dreams come true!!!

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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