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Why Choose Champion

  • We accept bad credit
  • Centrelink pensioners welcome
  • Fast approvals
  • Easy Application process
  • Friendly and personal service

How to qualify

  • Be over 18 years of age
  • Be an Australian Resident
  • Have a regular source of income – wages or Centrelink pension

Please note if your only income is Jobseeker, Youth Allowance or Austudy we’re unable to help.

How to apply

Complete our application form in minutes.

  1. We’ll send you an easy to use link to supply your supporting documents
  2. We Assess your Application
  3. Approval times can vary depending on the application but we usually have a response within 2 – 8 business hours.
  4. Money in your bank

If your application is approved, you’ll electronically sign a contract and we’ll transfer the funds into your account.

Unfortunately, we're unable to help if you're only income is Newstart, Youth Allowance or Austudy.

cash loans

Get cash now! Champion Loans can lend up to $15,000 in personal loans for bills, bond & rent, car repairs, medical and vet expenses, household items, special events and more -  the list is endless. The team talk to you, individually, to set realistic, affordable repayments over a time period that suits your budget. Whether you need a cash advance, emergency loan or just need cash loans online now, the Champion team can help. 

Apply Now!

car loans

The Champion team can arrange finance of up to $15,000 to get you on the road with flexible car loans - you choose the car and where to purchase it from and Champion provide the loan funding, assisting you through the entire process to take the stress out of buying a new or used car.

Apply Now!

business loans

Need large or small business loans, or start up business loans? Champion Loans can provide short term loans of up to $15,000 for any business or investment purpose. Settlement can be organised quickly so you won’t miss out on any opportunity. Contact us for business loan rates, more info or to get started on your loan application today.

Apply Now!

WHAT OUR CLIENTS SAY


  • Geoff Willey
    a month ago
    If only getting a rental, which the removal towards which the funds from this loan is assisting, was as easy to get as this loan. Only a few clicks and it was in the account the next day. Cheers for assist Champion.

  • Tanya Fischer
    a month ago
    Absolutely amazing service from their team. Being self employed it's difficult to find someone who wants to deal with low doc loans even with great credit. The champion loans team are understanding, look at your situation as a who...

  • Sarah Cronin
    a month ago
    The team at Champion are great! They helped us years ago with a loan and have helped us a number of times since with refinancing options. Highly recommend them

  • Lisa Stapleton
    2 months ago
    Fantastic service. Caitlin is wonderful to deal with. Can't recommend highly enough

Get The Ball Rolling, Complete Your Application Online

Apply Now

What our clients say

We were happy with the service we received once again you guys have helped us out with fast approval and Awesome friendly customer service and I would highly recommend anyone to champion loans I honestly don't think you need to change anything 10/10 from us!

Great customer service. Always polite and work as quick as they can.

This is the 3rd time I've used Champion Loans and each time its has been an easy process, quick response and I've dealt with 1 person each time and that's Natalie and she remembers everything from previous conversations she talks to me like a human unlike most BIG banks.  Keep up the great work Natalie and Champion Loans

The whole team were amazing especially Lori she has been amazing and I will definitely recommend it!

Why would you go anywhere else! I can't fault the services of the Champion loans team. I especially have to thank Calvin for his understanding and professionalism for the past two years. Thank you Champion for making dreams come true!!!

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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