Why Choose Champion

We accept bad credit
Centrelink pensioners welcome
Fast approvals
Easy Application process
Friendly and personal service

How to qualify

Be over 18 years of age
Be an Australian Resident
Have a regular source of income – wages or Centrelink pension

(please note if your only income is newstart, youth allowance or austudy we’re unable to help)

How to apply

Complete our application form in minutes.

We’ll send you an easy to use link to supply your supporting documents
We Assess your Application
Approval times can vary depending on the application but we usually have a response within 2 – 8 business hours.
Money in your bank

If your application is approved, you’ll electronically sign a contract and we’ll transfer the funds into your account.

cash loans

Get cash now! Champion Loans can lend up to $15,000 in personal loans for bills, bond & rent, car repairs, medical and vet expenses, household items, special events and more - the list is endless. The team talk to you, individually, to set realistic, affordable repayments over a time period that suits your budget. Whether you need a cash advance, emergency loan or just need cash loans online now, the Champion team can help.

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car loans

The Champion team can arrange finance of up to $15,000 to get you on the road with flexible car loans - you choose the car and where to purchase it from and Champion provide the loan funding, assisting you through the entire process to take the stress out of buying a new or used car.

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business loans

Need large or small business loans, or start up business loans? Champion Loans can provide short term loans of up to $15,000 for any business or investment purpose. Settlement can be organised quickly so you won’t miss out on any opportunity. Contact us for business loan rates, more info or to get started on your loan application today.

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Get The Ball Rolling, Complete Your Application Online

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What our clients say

We were happy with the service we received once again you guys have helped us out with fast approval and Awesome friendly customer service and I would highly recommend anyone to champion loans I honestly don't think you need to change anything 10/10 from us!

Great customer service. Always polite and work as quick as they can.

This is the 3rd time I've used Champion Loans and each time its has been an easy process, quick response and I've dealt with 1 person each time and that's Natalie and she remembers everything from previous conversations she talks to me like a human unlike most BIG banks. Keep up the great work Natalie and Champion Loans

The whole team were amazing especially Lori she has been amazing and I will definitely recommend it!

Why would you go anywhere else! I can't fault the services of the Champion loans team. I especially have to thank Calvin for his understanding and professionalism for the past two years. Thank you Champion for making dreams come true!!!

Calculate your repayments

Step 1: Select Loan Amount

Loan Information:

$The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
$The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
$The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
$The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
$The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
$The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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