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Personal Loans

Our fast personal unsecured and secured loans can provide cash quickly for any purpose - weddings, unexpected bills, car reparis, vet bills, holidays...

Whatever you need now, there's no need to wait to apply for personal loans with online approval. 
 

Why choose Champion Loans?

We have been helping people for over 20 years. Unlike banks and other lenders, we help everyday people who don’t always fit into a neat ‘box’. Our online loans are designed to include people in all sorts of situations.
 

  • We are poor credit / bad credit personal loan lenders
  • We can provide low income personal loan help and provide secure Centrelink pensioner loans
  • We welcome the Self-Employed
  • We can help you support yourself if you've recently changed jobs and need cash fast
     

Repayments are affordable and tailored to suit your budget. All of our loans can be paid out with no penalties. 
 

Our staff are caring and truly listen to your situation so we can provide the best product for you. Check out testimonials from our many customers.  


Champion’s fast personal loans are easy to apply for and the money is delivered quickly.  

Apply now


am i eligible?

Our criteria is simple. To apply for a personal loan you’ll need to be: 
 

  • Over 18 years old 
  • An Australian resident 
  • Receiving a regular income – wages, self-employed, Centrelink pension 


Unfortunately, if you’re only income is newstart, youth allowance or ausudy then we’re unable to help.  

 

 

do you provide bad credit loans?

Yes, we provide loans for people with bad credit every day. We understand people have hiccups in life and sometimes this can result in bad credit.  


We look at many aspects of your current financial situation so we don’t have to reply on your credit history alone. 

 

 

how do i apply for a personal loan?

Applying is easy – simply complete our online loan application form 
 

We’ll need a few supporting documents which you can supply using our online approval system.  


We usually have a response within 2 to 8 business hours.  


If you prefer to apply over the phone, you’re welcome to give us a call on 07 5452 7400.  

 

 

WHat are your personal online loan rates?

Our personal finance rates are competitive. The rates vary depending the amount you’re applying for but they start at 18.9% p.a  (21.52% p.a comparison rate) 


Please use our personal loan repayment calculator to find a repayment and installment term that suits you.

 

 

how much can i borrow?

 

Whether you'd like to look into small unsecured personal loans or large secured loans, we can help.

 

We provide fast cash loans up to $15,000. 
 

Need loans for low income? If you’re a first customer and your sole income is Centrelink you’re welcome to apply for low income loans of up to $5000.  


If you have employment or self-empolyed income you can apply for up to $15,000. 

 

do you provide personal loans for pensioners

Yes, we offer pensioner loans for centrelink pensioners - i.e disability pensioners, carer's pension, aged pension and single parent pensions. And personal loans for pensioners with bad credit. 


Unfortunately though, if your only income is Newstart, Youth Allowance or Austudy then we’re unable to provide you with low income loans.  


 

do i need security?

Depending on the amount you’re borrowing we may need a vehicle as security.  

 

Our small loans up to $1600 are unsecured – no vehicle is needed.  
 

Loans from $1600 - $2000 – we don’t necessarily need a vehicle as security but it will strengthen your application.  
 

Secured loans from $2000 - $15000 will require a vehicle as security. If you’re buying a car with the loan we can use that.  


It’s preferable that you don’t have existing finance on the vehicle, but if you do we may still be able to help. 

 


Have more questions about our personal loans & online approval requirements? Check out our FAQ or give us a call on 075457400. 

Apply now

 

Terms & Conditions 

 

  • Minimum repayment period is 5 months. Maximum repayment period is 5 years. 
  • Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
  • Minimum 12.00%  Maximum 48.00%
  • Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other quick loan amounts might result in a different comparison rate. 
  • Champion Loans does not offer $2500 personal loans over 2 years

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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