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Get Car Repair Loans Approved Fast

Our Auto Loans for Car Repairs Cover All Types of Repairs

When a car breaks down it is often unexpected and expensive. Whether you need new tyres, dents buffed out, components replaced, or any other repairs carried out, our team can help you pay off the costs involved.

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We understand the importance of getting your car repaired quickly so you can meet family and work commitments.

Our dedicated team can arrange auto repair loans for all sorts of repairs. All you need to do is apply through our simple online application process to find out if you are approved.

We offer car repair loans of up to $5000 with no early pay-out fees or penalties. The quicker you pay back the vehicle repair loan, the more you save. We can also tailor the loan repayments to suit your budget.

Pensioners, single parents and people with credit issues, including bad credit, defaults, and bankruptcy, are more than welcome to apply for auto loans for car repairs.

If you need car repairs completed fast, simply apply online now, or call our loan lenders on 07 54 527 400 to discuss a solution right for you.

Am I Eligible for A Vehicle Repair Loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a Regular Source of Income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past credit mistakes? Don't be, our auto repair loans are flexible. We take many things into account when assessing applications, not just your credit history. 

We do not expect you to fit into a neat, little box. Our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our loan lenders have helped others. 

Unfortunately, we are unable to help if your only income is Jobseeker Allowance, Youth Allowance or Austudy Allowance. 

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5 Reasons Why You Should Not Hold Off on Applying for Car Repair Loans

1. Regular car maintenance keeps your car in good running condition, minimising the chance of needing emergency repairs due to breakdowns. Regular servicing means better tire traction, more stable steering, and more reliable engine starts.

2. SAFETY! Driving around in a vehicle that hasn't been serviced for years is simply unsafe. Maintaining a car is imperative to being a responsible road user. By sitting behind the wheel of an unmaintained car, not only are you comprimising your own safety (worn out brake pads, tyres etc. are a major safety concern), but you are also compromising the safety of other drivers on the road. 

3. In most cases, maintaining your car with regular 6 month and annual car services is cheaper (and smarter) over the long-term compared to allowing mechanical problems to fester, and parts to wear out. Waiting until your car is in such bad shape that it needs emergency car repairs can cost you big time resulting in needing to apply for a much larger vehicle repair loan (and, as a bonus, you will see your vehicle out of commission for longer until the necessary repairs are done, and parts are replaced).  

4. By following preventative measures and holding yourself to getting regular car servicing done, you can extend the life of your vehicle, and its resale value. As well as, minimise the chance of getting blindsided by needing to take out an emergency car repair loan.

5. When you take good care of your car, it lowers the cost of fuel. By skipping an important vehicle service, your gas milage can potentially decrease a lot. This means you will have to fill up your fuel tank more often, spending more money than otherwise necessary. 

So do not cut corners. If you do, you run the risk of not only decreased road safety, decreased resale value, and decreased fuel mileage, but also of eventually needing to take out a much larger loan than would have previously been needed.

What Our Clients Say


  • Sarah L
    a month ago
    Champion loans have been incredible time and time again. They are the most understanding team and have never experienced so much care in the industry. Highly recommend

  • Garry Graham
    a month ago
    Thankyou so much to Savannah and the team over at Champion loans. I had a car crisis and in two days I have a new car. They didn’t leave me in the dark and really went over and above to help me secure the car before the weeken...

  • Mark Barber
    3 months ago
    Another great experience with Champion Loans. I've been with them since 2010 and they've always been so helpful. I certainly recommend them to anyone.

  • Andre Puglia
    4 months ago
    Champion loans, simply put are the champions. They have helped me on 3 or 4 occasions now and on the last one I was able to re-consolidate debt and have enough left over for myself. These team of professionals are prompt and frien...

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Why Choose Champion for Auto Repair Loans.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office in Maroochydore.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal service.
  • You can rely on fast vehicle repair loan approval.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide loans to clients across Australia.

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You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Get the ball rolling...

Complete your application online.

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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