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Secured Personal Loans

quick, no fuss, fast secured loans online

Apply for fast secured personal loans for anything and everything you need! Champion Loans provide up to $5000 for bills, bond & rent, to buy a car or repair one, medical and vet expenses, household items, special events - the list is endless! Our personal loan application officers talk to you individually to set realistic repayments you can afford over a time period that suits your household budget.

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Worried you won't get a secured Personal loan? 

Do you currently have poor or bad credit, have you made past credit mistakes, do you have a history of loan defaults, or have you not been long at your current address? Don't stress about whatever you may think will take you out of the running because with us, you don’t have to fit a criteria.

We look at every secured personal loan application on its own merits. We know most people can’t ‘fit a box’ so we don’t ask you to.

No matter if you're a low income earner, a single parent, currently unemployed, a pensioner with bad credit, or on Centrelink, we’ll listen to your story, and if you qualify for a loan our experienced and friendly team will do their best to find financing that’s right for your situation.

Our loan lenders will ask for security to "secure" the loan – the quickest and simplest item to use is your car. It doesn’t matter what the loan is for, if you are planning on buying a car, that’s okay, that’s your security. 

The various types of secured personal loans are flexible and affordable – no application fees or ongoing fees, and no early payout penalties. You only pay interest for the exact time you have the money. The quicker you pay off the loan, the more you save and the better it is for you! What’s more, our contracts are simple and easy to understand – no fine print to cause you grief, and no hidden fees to shock you later.

We invite you to apply to get fast secured personal loans online, in person, or over the phone.

We’ll have fast cash loan approval for you in 4-8 business hours with money in your bank account overnight. And our excellent support doesn’t end there. Once you’re with us, you’re in for life – we’ll always be there to look out for you. 

Am I eligible for a cash loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Jobseeker allowance, Youth allowance or Austudy allowance. 

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What our clients say.


  • Andre Puglia
    2 weeks ago
    Champion loans, simply put are the champions. They have helped me on 3 or 4 occasions now and on the last one I was able to re-consolidate debt and have enough left over for myself. These team of professionals are prompt and frien...

  • Amanda Jewell
    3 weeks ago
    This is my 3rd car loan with Champion. As a pensioner they have always been so helpful and the process very easy. I saw the car I wanted on Saturday and had the car by Wednesday. In 12 years of dealing with them I’ve never had a...

  • B Hannam
    4 weeks ago
    They are very helpful and understanding.Much better than a computer making a loan decision. Have used them for a couple of years now and would recommend. And they also do accept Centrelink as an income. So many loan companies don'...

  • Nikki Aleksii Maria Verstappen
    2 weeks ago
    These guys are just awesome! I’m on a pension and they have really helped me out! I’ve refinanced a few times and it’s easy and quick and the girls really helped the process! Champion is my number 1 loan guys! Thankyou!❣...

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Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Get the ball rolling...

Complete your application online.

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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