Dog and cat at Vet

Emergency Vet Loans for Pet Surgery and Treatments

We Provide Fast Pet Vet Loans Australia-Wide

Often when a pet needs medical treatment or surgery it is unexpected and expensive. When a pet is suffering it can be stressful for the entire family. Whether you need emergency pet surgery loans or loans for vet bills incurred from regular check-ups, you can get a loan fast through Champion Loans.

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Our pet vet loans cover all scenarios.

We can organise a pet vet loan fast for out of the blue, emergency vet visits, or to assist you in paying your regular veterinarian bill so your furry (or feathered, or scaly, or aquatic) family member can receive the medical check-ups and treatments they need. Our fast loan approvals will ensure you have the money in advance, so you can arrange the necessary vet appointment quickly.

Our Sunshine Coast loan lenders can tailor loan repayments to suit your budget and situation. The Champion Loans application and payback criteria is flexible, and we welcome pensioners, single parents, and customers with credit issues.

Our helpful and friendly loan application officers will listen to your circumstances to determine a solution right for you.

Best of all, our pet vet loans have no early penalties or payout fees. This means that the quicker you pay it back, the cheaper it is for you.

Apply for loans for vet bills online, or call a friendly Champion Loans officer on (07) 5452 7400 to find out more.

Apply now

Am I Eligible for Pet Vet Loans?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a Regular Source of Income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our loans for vet bills are flexible. We take many things into account when assessing applications, not just your credit history. 

We do not expect you to fit into a neat, little box, our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our loan lenders have helped others. 

Unfortunately, we are unable to help if your only income is Jobseeker Allowance, Youth Allowance or Austudy Allowance. 

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Pet Vet Loan Terms and Conditions

  • Minimum repayment period of pet surgery loans is 5 months. Maximum repayment period is 5 years. 

  • Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code.

  • Minimum 12.00%.  Maximum 48.00%.

  • Example 1: Principal $1000, Establishment Fee $200 (20% of principal as per NCCP Act), Total Monthly Fees $240 (4% of principal as per NCCP Act), Total Cost $1440. Comparison Rate. 

  • Example 2: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 

  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

  • Champion Loans does not offer $2500 vet loans over 2 year

What our clients say.


  • Sarah L
    a month ago
    Champion loans have been incredible time and time again. They are the most understanding team and have never experienced so much care in the industry. Highly recommend

  • Garry Graham
    a month ago
    Thankyou so much to Savannah and the team over at Champion loans. I had a car crisis and in two days I have a new car. They didn’t leave me in the dark and really went over and above to help me secure the car before the weeken...

  • Mark Barber
    3 months ago
    Another great experience with Champion Loans. I've been with them since 2010 and they've always been so helpful. I certainly recommend them to anyone.

  • Andre Puglia
    4 months ago
    Champion loans, simply put are the champions. They have helped me on 3 or 4 occasions now and on the last one I was able to re-consolidate debt and have enough left over for myself. These team of professionals are prompt and frien...

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Why Choose Champion for Emergency Vet loans for Pets

  • We accept poor and bad credit.
  • Pet vet loan applications can be made online, or in-office in Maroochydore.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal service.
  • You can rely on fast loan approvals.
  • Our online application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide loans for vet bills to clients across Australia.

Apply Now!

You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Get the ball rolling...

Complete your application online.

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Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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