Get a Loan for Medical Expenses
Need emergency medical loans to cover important procedures?
If you are you planning to have surgery or require other expensive medical treatment at the doctor, dentist, hospital, chiropractor, physiotherapist, etc. the Champion Loans team can help.
Apply for Fast Medical and Surgery Loans
We understand medical treatments and doctor visits are important and necessary for many people, and that frequently these are delayed because of their high cost.
At Champion Loans we can arrange medical loans to assist with any procedure, or to help with an emergency situation that requires immediate medical intervention. Whether you require cosmetic surgery, IVF treatment, knee replacements, orthodontic treatment, laser eye surgery, hair replacement or any other procedure or medical treatement, we can help.
We can also assist with travel and acccommodation expenses if you intend to seek medical treatment overseas.
We will tailor you a loan for medical expenses to suit your budget and situation. The application process is easy and flexible, and, unlike obtaining bank loans, we don't ask you to meet a strict criteria. We can help customers with past credit issues and we welcome pensioners and single parents.
Don't delay your procedure or medical treatment any longer. Apply to get a medical loan online or call a friendly Champion Loans officer on the phone number at the top of this page to discuss your options.
Am I Eligible For A Loan for Medical Expenses?
Our criteria is simple, you need to...
Be over 18 years of age
Be an Australian Resident
Have a regular source of income
Wages/salary, self employed, or on a Centrelink pension.
You don't need to be worried about past credit mistakes? Our medical and surgery loans are flexible. We take many things into account when assessing your loan application, not just your credit history.
We do not expect you to fit into a neat, little box. Our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our team have helped others.
Unfortunately, we are unable to help if your only income is Jobseeker allowance, Youth allowance or Austudy allowance.
Terms & Conditions of Medical and Surgery Loans
-
Minimum repayment period is 5 months. Maximum repayment period is 5 years.
-
Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
-
Minimum 12.00% Maximum 48.00%
-
Example 1: Principal $1000, Establishment Fee $200 (20% of principal as per NCCP Act), Total Monthly Fees $240 (4% of principal as per NCCP Act), Total Cost $1440. Comparison Rate
-
Example 2: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years).Comparison Rate 37.86%.
-
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
-
Champion Loans does not offer $2500 medical loans over 2 years
What our clients say.
-
Andre Puglia2 weeks agoChampion loans, simply put are the champions. They have helped me on 3 or 4 occasions now and on the last one I was able to re-consolidate debt and have enough left over for myself. These team of professionals are prompt and frien... -
Amanda Jewell3 weeks agoThis is my 3rd car loan with Champion. As a pensioner they have always been so helpful and the process very easy. I saw the car I wanted on Saturday and had the car by Wednesday. In 12 years of dealing with them I’ve never had a... -
B Hannam4 weeks agoThey are very helpful and understanding.Much better than a computer making a loan decision. Have used them for a couple of years now and would recommend. And they also do accept Centrelink as an income. So many loan companies don'... -
Nikki Aleksii Maria Verstappen2 weeks agoThese guys are just awesome! I’m on a pension and they have really helped me out! I’ve refinanced a few times and it’s easy and quick and the girls really helped the process! Champion is my number 1 loan guys! Thankyou!❣...
Why Choose Champion for personal loans, business loans and car loans
- We accept poor and bad credit.
- Loan applications can be made online or in-office at our Maroochydore office.
- Centrelink pensioners are welcome.
- We provide a transparent, friendly and personal loan lender service.
- You can rely on fast loan approvals.
- Our online loan application process is simple and straightforward.
- We're based on the Sunshine Coast, but provide Australia-wide loans.
You're in safe hands with our trusted partners.
We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.
