Single Parent Loans
Apply for Single Mum Loans and Single Father Loans for Unexpected Expenses
We understand it can be challenging raising kids on your own and even harder to save up enough money for the extras which is why we offer loans for single parents doing it tough.
Our fast cash loans for single parents can cover expenses that pop-up unexpectedly.
Bills, children's sport and school fees, car repairs, whitegood replacements and dental emergencies, whatever financial need you have, we can help.
Our loans for single mothers and fathers are designed to deliver cash quickly and affordably when you need it. We know that single parents are constantly juggling family and financial responsibilities and just need a fast, stress-free solution.
Apply for single parent loans with Champion's loan lenders today.
Am I Eligible for A Single Parent loan?
Our criteria is simple, you need to...
Be over 18 years of age
Be an Australian Resident
Have a Regular Source of Income
Wages/salary, self employed, or on a Centrelink pension.
If you are worried about past mistakes, don't be, our money loans are flexible. We take many things into account when assessing loan applications, not just your credit history.
We also do not expect you to fit into a neat, little box. Our staff will listen to your individual circumstances and do their very best to help meet your financial needs. Read our testimonials to see how our loan lenders have helped others.
Unfortunately, we are unable to help if your only income is Jobseeker Allowance, Youth Allowance or Austudy Allowance.
Do I meet the criteria to apply for single mum or single father loans?
We keep our criteria simple. To apply for loans for single mums and dads, you will need to be...
- Over 18 years old.
- An Australian resident.
- Receiving a regular income - wages, self employed, or a Centrelink pension.
Unfortunately, we are unable to help if your only income is Newstart, Youth Allowance or Austudy.
How much money can I borrow?
If you are a first-time Champion Loans customer receiving a Centrelink pension you are eligible to apply for a single parent loan of up to $5000.
How do I apply for a single parent loan?
We understand that single mums and dads don't have a lot of spare time. Our online application form only takes a few minutes to complete once you have the necessary documents ready.
We supply an easy-to-use system to submit your statements and identification documents into for our loan lenders to review.
If you prefer to apply over the phone, you are welcome to call us on 07 54 527 400.
How much do the loan repayments cost?
The repayments vary depending on the loan amount requested. Please use our loan calculator to work out a term and amount that suits you.You will find the calculator at the top of this page, just click on 'Calculate Repayments'.
We assess each person's application individually and always ensure the loan repayments will work within budget constraints.
What about bad credit loans for single parents?
Worried you will probably not qualify for loans for unemployed single moms with bad credit, or loans for unemployed single dads with poor credit. If you are scared about your bad credit history, you have come to the right place.
We know that life does not always go to plan. Events such as relationship breakdowns, loss of employment, and other unexpected events can sometimes lead to the financial fallout resulting in bad credit and loan defaults.
Here at Champion Loans, we take your current financial situation into consideration, we don't just rely on your credit history alone when analysing online loan applications.
If you have more questions about single parent loans for mums and dads check out our FAQ's or get in touch on the phone number at the top of this page.
Single Parent Loan Terms and Conditions
- Minimum repayment period of single mum loans and single father loans is 5 months. Maximum repayment period is 5 years.
- Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
- Minimum 12.00% Maximum 48.00%.
- Example 1:Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%.
- WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Champion Loans does not offer $2500 loans over 2 years.
What our clients say
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Sarah La month agoChampion loans have been incredible time and time again. They are the most understanding team and have never experienced so much care in the industry. Highly recommend -
Garry Grahama month agoThankyou so much to Savannah and the team over at Champion loans. I had a car crisis and in two days I have a new car. They didn’t leave me in the dark and really went over and above to help me secure the car before the weeken... -
Mark Barber3 months agoAnother great experience with Champion Loans. I've been with them since 2010 and they've always been so helpful. I certainly recommend them to anyone. -
Andre Puglia4 months agoChampion loans, simply put are the champions. They have helped me on 3 or 4 occasions now and on the last one I was able to re-consolidate debt and have enough left over for myself. These team of professionals are prompt and frien...
Why Choose Champion for Single Father and Single Mum Loans
- We accept poor and bad credit.
- Loan applications can be made online, or in-office at our Maroochydore loans office.
- Centrelink pensioners are welcome.
- We provide a transparent, friendly and personal loan lender service.
- You can rely on fast loan approvals.
- Our online loan application process is simple and straightforward.
- We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.
You're in safe hands with our trusted partners.
We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.
