Get Car Loan Approval Fast with Champion Loans
Our Car Loan Lenders Provide Used and New Vehicle Loans Australia-Wide
If you need money for a new car, or need help to pay off a car you have already bought, then you have come to the right place! Champion Loans can help. We also provide boat loans, caravan loans and other types.
What to expect when you apply for car finance with our lenders.
We are Sunshine Coast car loan lenders who offer some of the best car loan rates on the market. Our team make buying a new or used car, or paying off one you already bought, a simple and straightforward process.
When you deal with us you can rest assured you will benefit from fast car finance tailored to your needs and budget.
Whether you need a new business car loan or a private vehicle loan, we have got you covered! Got no credit, or bad credit? Don't worry, we should be able to work something out. Feel free to give us a call to discuss your financial situation before submitting the car loan application.
You can apply for car finance of up to $15,000. Our used and new vehicle loans can be approved not only for car financing, but also for motorbikes, caravans and trailers. It's a wide, open road!
Our team want to make sure you do not miss out on a great car loan deal. We want you to find the perfect vehicle for your needs, this is why we are happy for customers to choose a vehicle from any dearship they prefer, or even buy one privately.
Get car loans tailored to your budget, complete with affordable repayments via our quick and easy application process. Don't wait for a traditional lender or bank to take a week to get back to you. Use our simple 100% online system to submit your car loan application whenever you are ready. When you apply for car finance through Champion Loans you will let you know fast if you have been approved for car loan financing.
We love helping people pay their car off faster, which is why we provide bad credit car loans and pensioner loans.
You can also apply for car registration loans, new tyre loans, car repair loans, and other vehicle related loans.
Am I Eligible to Get Car Loan Approval?
Our criteria is simple, you need to...
Be over 18 years of age
Be an Australian Resident
Have a regular source of income
Wages/salary, self employed, or on a Centrelink pension.
Worried about past mistakes? You do not have to be, our loans are flexible and we take many things into account when assessing your car loan application, not just your credit history.
We do not expect you to fit into a neat, little box. Our car loan lenders will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our lenders have helped others.
Unfortunately, we are unable to approve used and new vehicle loans if your only income is Jobseeker Allowance, Youth Allowance or Austudy Allowance.
Everything You Need to Know About our Used and New Vehicle Loans
What are your car loan rates?
Wondering if we offer some of the best car loan rates available on the market? Yes, we do, we are transparent about what type of rates to expect and welcome you to discuss them with us, and/or call around to other car finance lenders if you think you might be able to find a better deal.
Whether you need a private car financing or a new business car loan, our rates are competitive - they start at 18.9% p.a / 21.52% p.a comparison rate.
The rates and terms we offer depend on the amount you need. Thus, they can vary, so please call our team to get an accurate rate.
Can I get auto loan pre-approval?
Yes, auto loan pre-approval can be secured before you go car shopping for yourself, or your business. This ensures you are ready to act fast when you find a bargain. Simply apply for car finance online and we will get an outcome for you quickly on whether or not you qualify. We'll need a few supporting documents to help us process your car loan application. Once approved, you will have the money ready to go as soon as you find your perfect car.
Do you provide used and new vehicle loans for pensioners?
Yes! We provide loans for people receiving Centrelink pensions. If you are a first-time customer receiving a Centrelink pension, you can apply for up to $5000 to get you on the road and pay off your purchased vehicle faster.
Can I get approved for car loan financing if I have bad credit?
Unlike other car loan lenders, we think people deserve a second chance. We have helped many people with bad credit. If you have defaults or been bankrupt before we will take a flexible approach.
Our team take into account many factors regarding your current financial situation, so we don't have to rely solely on your credit history. We ensure all customers receive a fair go.
You are also welcome to speak directly to your loan officer to discuss your situation and the terms around lending you money for a car.
How do I apply to get car loan financing?
Pay your car off faster with Champion Loans! Our car loan application process is easy. Just have the necessary documents read and apply for car finance online by completing our vehicle loans online application form in minutes.
We will need your bank statement and identification documents which you can supply using our simple automated system. You can also email in documents if you prefer.
Our car finance lenders will give you an answer as quickly as possible, so you can start vehicle hunting ASAP, or so you can keep up with payments on a car you have already bought.
Have more questions about getting a private or new business car loan? If so, feel free to get in touch with our team for the best car loan rates available across Australia. Call 07 54 527 400, or contact us via email.
We also offer car repair loans
Car Loan Terms and Conditions
- Minimum car finance loan repayment period is 5 months. Maximum vehicle loan repayment period is 5 years.
- Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
- Minimum 12.00% Maximum 48.00%
- Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%.
- WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Champion Loans does not offer $2500 vehicle loans over 2 years
What our clients say
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Sarah La month agoChampion loans have been incredible time and time again. They are the most understanding team and have never experienced so much care in the industry. Highly recommend -
Garry Grahama month agoThankyou so much to Savannah and the team over at Champion loans. I had a car crisis and in two days I have a new car. They didn’t leave me in the dark and really went over and above to help me secure the car before the weeken... -
Mark Barber3 months agoAnother great experience with Champion Loans. I've been with them since 2010 and they've always been so helpful. I certainly recommend them to anyone. -
Andre Puglia4 months agoChampion loans, simply put are the champions. They have helped me on 3 or 4 occasions now and on the last one I was able to re-consolidate debt and have enough left over for myself. These team of professionals are prompt and frien...
Why Choose Champion to Apply for Vehicle Loans Online
- Our car finance lenders accept poor and bad credit.
- We can provide auto loan pre-approval for peace-of-mind.
- Loan applications can be made online, or in-office in Maroochydore.
- Centrelink pensioners are welcome.
- We provide a transparent, friendly and personal loan lender service.
- You will be notified fast if you have been approved for car loan financing.
- Our vehicle loans online application process is simple and straightforward.
- We are based on the Sunshine Coast, but provide loans to clients across Australia.
You're in safe hands with our trusted partners.
We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.
