person handing over cash to hand

Single Parent Loans

We help single parents on centrelink with fast loans every day!

We understand it can be challenging raising kids on your own and even harder to save up enough money for the extras which is why we offer loans for single moms and dads doing it tough.

Apply now

Our fast cash loans can cover those expenses that pop up unexpectedly

Bills, children's sport and school fees, car repairs, whitegood replacements and dental emergencies.

We also provide car loans for single parents.

Our personal loans are designed to deliver cash quickly and affordably. We realise single parents are constantly juggling family and financial responsibilities and just need a stress-free solution.

Apply for single parent loanswith Champion's loan lenders to deal with a company that cares.

Apply now

Am I eligible for a cash loan?

Our criteria is simple, you need to...

person blowing out candles

Be over 18 years of age

woman holding australian flag

Be an Australian Resident

lady checking her phone

Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance. 

Apply Now!

Am I eligible?

We keep our criteria simple. To apply for loans for single moms and dads, you'll need to be...

  • Over 18 years old
  • An Australian resident
  • Receiving a regular income - wages, self employed, Centrelink pension

Unfortunately, if you're only income is new start, youth allowance or austudy then we're unable to help.


How much can I borrow?

If you're a first-time customer applying for and receiving a Centrelink pension you're eligible to apply for up to $5000.


How do i apply for a single parent loan?

We understand that single parents don't have a lot of spare time. Our online application form takes minutes to complete.

We supply a simple system to submit your statements and identification.

If you prefer to apply over the phone, you're welcome to call us on 0754527400.


How much will it cost?

The repayments vary depending on the loan amount. Please use our loan calculator at the bottom to work out a term and amount that suits you.

We assess each person's application individually and always ensure the loan repayments will work with your budget.


What about bad credit loans for single parents?

Are you worried that you'll probably not qualify for loans for unemployed single moms with bad credit, or loans for unemployed single dads with poor credit. If you're worried about bad credit, you've come to the right place.

We know that life doesn't always go to plan, and events such as relationship breakdowns, and loss of employment can sometimes lead to the financial fallout of bad credit and defaults.

Here at Champion Loans, we take your current financial situation into consideration, we don't just rely on your credit history alone when analysing online loan applications.

If you have more questions about loans for single moms and dads check out our FAQ's or get in touch on the phone number at the top of this page.

Apply now

Terms & Conditions

  • Minimum repayment period is 5 months. Maximum repayment period is 5 years.
  • Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
  • Minimum 12.00% Maximum 48.00%
  • Example 1:Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%.
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Champion Loans does not offer $2500 loans over 2 years
excited person pointing

Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

What our clients say.


  • simone duffy
    in the last week
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

  • Luke Maciuk
    a week ago
    My first loan with champion loans, was quick and easy to use, would recommend champion loans definitely πŸ˜πŸ‘πŸ‘βœ… especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give...

  • Ataliyah
    2 weeks ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

  • bianca Philippi
    a month ago
    Champion loans have been an amazingly helpful to me over the years. My family have had a few emergency situations where we have needed extra money. It was easy to apply and we were given approval the same day and everyone we have...

You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

Equifax Logo

afca logo

Salesforce.com

Get the ball rolling...

Complete your application online.

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

APPLY NOW