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Emergency Loans ASAP

Do you need to apply for emergency CASH loans?

Apply for emergency loans ASAP through Champion Loans now. We offer quick, no fuss, emergency payday advance loans for anything you need.

Apply now

Are you worried you won't qualify for an emergency loan? Don't be.

Whether you have made past credit mistakes and have bad credit, have a history of defaults, or you have you not been staying long at your address, we will consider your case objectively and without bias. With us, you don’t have to fit a criteria. The Champion team consider every emergency payday advance loan application on its own merits.

We know most people don't fit into a neat little box that we can tick off, so we don’t ask you to. We’ll listen to your story, and our experienced and friendly team will endeavour to find an emergency money loan that’s right for you, tailored to your emergency situation, and suitable for your budget.

Our loan lenders ask for security to "secure" emergency loans – the quickest and simplest item to use is your car, it doesn’t matter what the emergency payday advance loans are for, if you are planning on buying a car, that’s okay, that’s your security. 

Fast emergency cash loans from Champion are flexible and affordable – no application costs or ongoing fees, and no early payout penalties –You only pay interest for the exact time you have the emergency money. The quicker you pay it off, the more you save, and the better the deal is for you!  What’s more, our contracts are simple and easy to understand. You won't find any fine print to cause you grief, and no hidden fees to shock your wallet dry later.

We invite you to apply to get emergency loans asap online, in person or over the phone.  

We’ll have your financial aid emergency cash loan approval for you in 4-8 business hours with money in your bank account overnight. Champion's superior service doesn’t end there. Once you’re with us, you’re with us for life – we’ll always be there for you when you need us. 

Am I eligible for a cash loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance. 

Apply Now!

What our clients say.


  • Nikki Aleksii Maria Verstappen
    in the last week
    These guys are just awesome! I’m on a pension and they have really helped me out! I’ve refinanced a few times and it’s easy and quick and the girls really helped the process! Champion is my number 1 loan guys! Thankyou!❣...

  • simone duffy
    a month ago
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

  • Luke Maciuk
    a month ago
    My first loan with champion loans, was quick and easy to use, would recommend champion loans definitely 😁👍👍✅ especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give...

  • Ataliyah
    2 months ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

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Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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