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Dental Loans

Need medical loans for dental work?

The Australian Institute of Health and Welfare reported in March 2022 that around 3 in 10 (32%) people who needed to see a dentist delayed it or did not see one at least once in the previous 12 months, and around 1 in 7 (15%) people reported that cost was a reason for delaying or not seeing a dentist.

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Champion Loans understand a trip to the dentist can be an expensive endeavour.

It can leave your wallet feeling lighter, and even worse, necessary dental work is expensive and sometimes isn't covered by Private Health Insurance or Medicare. Many people put up with pain and discomfort because affording dental procedures is simply out of reach.

Whether it is surgical, preventative, cosmetic or restorative dental work, our loan lenders can arrange fast loans for dentists Australia-wide to cover any dental procedure, including new dentures, braces, root canals and more. If Medicare or your health fund won't cover the full cost, give our Maroochydore based team a call.

You may wish to take out a dental loan to help pay for the whole cost of a dental procedure or to fill a gap left over, after private health insurance covers part of the cost.

Am I eligible for a cash loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance. 

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We deliver fast approvals for dental loans for low income earners across Australia of up to $5000.

Our expert team can tailor a quick secured dental loan solution to meet your budget. A bad credit history doesn't have to cause you tooth ache. As always, our criteria is flexible - we've helped many customers with credit issues such as having a bad credit history, and a history of defaults. Our loan lenders do not believe that bad credit should prevent you from getting a dental loan to see the dentist to have the necessary procedures carried out.


Why Choose Us as your Dental Loan Lender

Applying for a loan at your bank is usually a laborious and time consuming endeavor of lining up in queues, filling out lengthy documentation and providing a mountain of personal information, all of which may have been for naught as you can be denied a loan due to the slightest issue in your credit history. Why go through that hassle when we offer you a simplified online loan application process. Of course, if you prefer to apply for a loan in person, and are local to the Sunshine Coast, you're always welcome to visit our loan lenders in Maroochydore to get it sorted out face-to-face.

We believe in transparency so we advise that it is important to think about whether you can realistically afford the repayments on a personal loan before you apply. Every loan application you make is normally recorded on your credit report, as well as your loan repayments. This means that if you fail to keep up with timely repayments as agreed upon when you applied, it can negatively impact your credit score. If you have any concerns, or would like to get advice on whether your financial situation can accommodate such a loan, please get in touch with us. We're here to help.

Dental loans basically operate in much the same way as a regular personal loan. Personal loans are repaid with interest over a fixed period of time, same with a loan for the dentist. Best of all we have no early payout fees or penalties. The quicker you pay off the loan, the more you save.


Apply Online Now

We welcome Centrelink pensioners, single parents, and low income earners to apply.

Apply to get medical loans for dental work online, or speak to a friendly loan lender at Champion Loans on 07 5452 7400 to discuss how best to tailor dental work loan repaymnents to your budget.

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Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

What our clients say.


  • simone duffy
    in the last week
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

  • Luke Maciuk
    a week ago
    My first loan with champion loans, was quick and easy to use, would recommend champion loans definitely πŸ˜πŸ‘πŸ‘βœ… especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give...

  • Ataliyah
    2 weeks ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

  • bianca Philippi
    a month ago
    Champion loans have been an amazingly helpful to me over the years. My family have had a few emergency situations where we have needed extra money. It was easy to apply and we were given approval the same day and everyone we have...

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Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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