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Christmas Loans, Apply Now!

If you need a loan for Christmas you've come to the right loan lenders

With the jolly season almost upon us, have you been struggling to make ends meet and checking your bank account, thinking to yourself lately "I need a Christmas loan or else there won't be a Christmas this year".

Apply now

If you're feeling the pinch of exorbitant inflation rises and mortgage interest rate hikes - our loan lenders are here to help give you and your family the Christmas you all deserve.

No matter what your monetary state of affairs looks like, our Christmas loan lenders know many (if not most) Australians across the country are toughing out 2023 as best they can. If you could use a helping hand this Santa season, talk to us about Christmas money loans. Our friendly and understanding Champion Loans team can help gift you the Xmas you and your loved ones deserve. So, if you need a loan for Christmas get in touch with us so we can help you put a few more presents under the tree this year.

Am I eligible for a cash loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance. 

Apply Now!

Why Choose Xmas Loans from Champion Loans?

So many Australians start the New Year with a large credit card debt, often taking years to pay off. Xmas loans are simple and you can have this type of personal loan paid off within months, or as soon as you like if you wish to increase Christmas money loan repayments.

Our repayments are affordable and tailored to suit your budget, and there's also no early pay-out fees!

Our Christmas cash loans are open to pensioners and our loan lenders are flexible with poor and bad credit issues including bad credit history / defaults.

The loan application process is all online (or face-to-face if you prefer) so it's quick and easy to apply for Xmas loans. The end of year holiday season is just around the corner soapply for Christmas cash loans onlinenow to get organised before the rush begins.

If you prefer a face-to-face conversation to complete the Xmas cash loan application in-person, then by all means, please call us to arrange an appointment at our Maroochydore loans office on the Sunshine Coast.


Why choose Champion Loans as your Christmas loan lender

  • Affordable personal loan repayments
  • Poor / Bad Credit issues accepted
  • Fast online personal loan application process
  • No early payout fees
  • Centrelink customers and pensioners welcome
  • Christmas loans come with flexible terms

Need a Christmas loan? Start the application process now.

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Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

What our clients say.


  • simone duffy
    in the last week
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

  • Luke Maciuk
    a week ago
    My first loan with champion loans, was quick and easy to use, would recommend champion loans definitely πŸ˜πŸ‘πŸ‘βœ… especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give...

  • Ataliyah
    2 weeks ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

  • bianca Philippi
    a month ago
    Champion loans have been an amazingly helpful to me over the years. My family have had a few emergency situations where we have needed extra money. It was easy to apply and we were given approval the same day and everyone we have...

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Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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