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Unable to pay your bills on time? Don't stress!

APPLY FOR A BILL LOAN TODAY & DEAL WITH ONE SIMPLE REPAYMENT

Do the bills just keep rolling in? Are they starting to stack up, leaving you wondering how you’re ever going to manage to make ends meet?

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We'll help you conquer your mountain of bills

If you’re struggling with paying your bills, it’s time to stop allowing them to cause you anxiety. If you need a quick cash loan to cover the bills, we’re here to help – with money delivered quickly, flexible loan terms and no early payout fees.

With secured personal loans of up to $5000 available, we can roll any of your bills into a single, affordable payment. We’ll reduce your stress to the absolute minimum by discussing what repayments you can manage and ensure they are set at a level to suit your budget.

It doesn’t matter if you have past credit issues, bad credit history, defaults, receive Centrelink benefits or haven’t lived at your current address for long. We don’t use set criteria that forces you to ‘fit a box’, instead enabling our experienced and friendly team to assess every secured bill loan application on its own merits.

We make it quick and easy to apply to get a loan online, or you can make an application in person or over the phone by calling (07) 54 527 400 if you prefer. Approval for secured personal bill loans is normally provided within 4-8 business hours from the time we receive all supporting documentation – and you’ll have cash in your bank account fast on the next business day!

You can count on us to ease your bills burden.

 

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Am I eligible for a cash loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance. 

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What our clients say.


  • Nikki Aleksii Maria Verstappen
    in the last week
    These guys are just awesome! I’m on a pension and they have really helped me out! I’ve refinanced a few times and it’s easy and quick and the girls really helped the process! Champion is my number 1 loan guys! Thankyou!❣...

  • simone duffy
    a month ago
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

  • Luke Maciuk
    a month ago
    My first loan with champion loans, was quick and easy to use, would recommend champion loans definitely 😁👍👍✅ especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give...

  • Ataliyah
    2 months ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

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Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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