Get a Personal Loan Quick
There's no need to wait to apply for personal loans online, approval is quick.
Our small unsecured personal loans and secured loans can provide cash quickly for any purpose - you can apply for a personal loan for wedding expenses, a low income personal loan to cover bills, a dental work loan to get your teeth fixed, a vet loan for your pets, a cash advance payday loan to tie you over, a personal emergency loan, and so many other purposes.
Why choose Champion Loans as your Personal loan lender?
We have been helping people for over 20 years. Unlike banks and other lenders, we help everyday people who don’t always fit into a neat ‘box’. Our online loans are designed to include people in all sorts of situations.
We are poor credit / bad credit personal loan lenders. We can provide help and provide secure Centrelink pensioner loans. We welcome the Self-Employed. We can help you support yourself if you've recently changed jobs and need cash fast.
Our loan lenders are caring and truly listen to your situation so we can provide the best product for you. Check out testimonials from our many customers.
Champion Loans quick personal loans online approval process is easy and the money is deliered fast. You can apply for a large or small personal loan online by clicking the "Apply Now" button below.
Am I eligible for a cash loan?
Our criteria is simple, you need to...
Be over 18 years of age
Be an Australian Resident
Have a regular source of income
Wages/salary, self employed, or on a Centrelink pension.
Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history.
We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others.
Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance.
Do you provide bad credit loans?
Yes, we provide loans for people with bad credit every day. We understand people have hiccups in life and sometimes this can result in bad credit.
We look at many aspects of your current financial situation so we don’t have to reply on your credit history alone.
How do I apply for a personal loan?
Applying is easy – simply complete our online loan application form.
We’ll need a few supporting documents which you can supply using our personal loans online approval system.
We usually have a response within 2 to 8 business hours.
If you prefer to apply over the phone, you’re welcome to give us a call on 07 5452 7400.
What are your personal loan rates?
Our personal finance rates are competitive whether you are applying for a personal loan for wedding expenses, a low income personal loan to cover bills, a dental work loan for fixing your teeth, a car loan, a cash advance payday loan, a vet loan, a personal emergency loan, or any other type of personal loan.
The loan lender rates vary depending the amount you’re applying for but they start at 18.9% p.a (21.52% p.a comparison rate).
Please use our personal loan repayment calculator to find a repayment and installment term that suits you. We are direct lenders for installment loans.
How much can I borrow?
Whether you'd like to look into small unsecured personal loans or large secured loans, our loan lenders can help.
We provide fast cash loans up to $15,000.
Need loans for low income?
If you’re a first time customer and you're supplementing your low income with Centrelink payments you’re welcome to apply for low income loans of up to $5000.
If you have employment or self-employed income you can apply for up to $15,000.
Unsure of where you sit? Call us to ask about personal loans for low income earners in your position.
Do you provide personal loans for pensioners?
Yes, we offer pensioner loans for centrelink pensioners - i.e disability pensioners, carer's pension, aged pension and single parent pensions. And personal loans for pensioners with bad credit.
Unfortunately though, if your only income is Newstart, Youth Allowance or Austudy then we’re unable to provide you with low income loans.
Do I need security?
Depending on the amount you’re borrowing we may need a vehicle as security.
Our small loans up to $1600 are unsecured – no vehicle is needed.
Loans from $1600 - $2000 – we don’t necessarily need a vehicle as security but it will strengthen your application.
Secured loans from $2000 - $15000 will require a vehicle as security. If you’re buying a car with the loan we can use that.
It’s preferable that you don’t have existing finance on the vehicle, but if you do we may still be able to help.
Have more questions about the personal loans online approval requirements? Check out our FAQ or give our loan lenders a call on 075457400. Alternatively, you can get a personal loan quick by clicking the "Apply Now" button below.
Terms & Conditions
- Minimum repayment period is 5 months. Maximum repayment period is 5 years.
- Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:
- Minimum 12.00% Maximum 48.00%
- Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%.
- WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other quick loan amounts might result in a different comparison rate.
- Champion Loans does not offer $2500 personal loans over 2 years
What our clients say.
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Nikki Aleksii Maria Verstappen2 weeks agoThese guys are just awesome! I’m on a pension and they have really helped me out! I’ve refinanced a few times and it’s easy and quick and the girls really helped the process! Champion is my number 1 loan guys! Thankyou!❣... -
simone duffy2 months agoI have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h... -
Luke Maciuk2 months agoMy first loan with champion loans, was quick and easy to use, would recommend champion loans definitely 😁👍👍✅ especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give... -
Ataliyah2 months agoGrateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...
Why Choose Champion for personal loans, business loans and more.
- We accept poor and bad credit.
- Loan applications can be made online or in-office at our Maroochydore loans office.
- Centrelink pensioners are welcome.
- We provide a transparent, friendly and personal loan lender service.
- You can rely on fast loan approvals.
- Our online loan application process is simple and straightforward.
- We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.
You're in safe hands with our trusted partners.
We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.
