Do you need a pensioner loan? Get cash fast courtesy of Champion Loans. We can provide personal loans for pensioners on Centrelink of up to $5000.

We are here to help no matter your circumstances. Whether you need to buy a car, move house, pay unexpected bills, cover dental or medical costs, or pay for anything else that you are finding hard to afford, we can provide a pensioner loan tailored to your needs.

Unlike other loan lenders we believe pensioners deserve a chance. We understand that it can be tough to manage on a Centrelink pension and sometimes you just need a little help and understanding.  

Our personal loans for pensioners on Centrelink are affordable, with payments tailored to fit your specific budget. We deliver fast approval once you have submitted your pensioner loan application so you can get on with your life, stress free.  

We love helping people which is why we also provide personal loans for Centrelink customers with bad credit history.

If you are receiving a Centrelink aged pension, single parent pension, disability pension or carer’s pension then Champion Loans is here for you.  

We have been helping pensioners with easy low income loans for over 20 years! 

Am I eligible for a pensioner loan?

Our criteria is simple, to apply for any of our instant cash loans for pensioners you will need to be:

• Over 18 years old.
• An Australian Resident.
• Be receiving a regular income - salary/wages, self employed, or Centrelink pension.

What about low income loans for Centrelink customers with bad credit?

If you are in need of personal loans for pensioners with bad credit and are worried you won't qualify, don't be.

Here at Champion Loans Maroochydore, we take a flexible approach to granting loans. We understand people go through ups-and-downs in life and sometimes this can affect your credit history, often leading to bad credit. By looking at many factors of your current financial situation we don't have to rely on your credit history alone. If you have had bad credit in the past, such as a default, or you have experienced bankruptcy in the past, you may still be eligible to get a loan. 

You are also welcome to contact your personal loan officer to discuss your situation in more detail. 

I'm a Centrelink disability pensioner, can I apply for disability pension loans?

Yes! If you are a first-time customer and receiving a Centrelink disability pension you are eligible to apply for disability pension loans of up to $5000. 

How do I apply for same day cash loans for pensioners?

Applying for instant cash loans for pensioners is straightforward and easy, you can complete our loan application form in minutes.

We also provide a simple online system to submit your bank statements and identification through. Alternatively, you can also email in the necessary documents if you prefer using email. 

As each application is different, we cannot guarantee we can provide same day loans for pensioners in every situation, but we will have an answer for you very quickly once your documents have been reviewed. If you are concerned you may not be approved, please feel free to call us and speak to the loan officer handling your application to explain your situation in more detail. We do our best to be as flexible as possible in weighing each loan application and taking your personal circumstances into account.

Once approved, signing your contract is just a click of a button away and can be done on your phone or computer. 

If you have any more questions about low income loans for pensioners? Get in touch by calling  07 5452 7400 or submit our contact form via our contact page. 

• Minimum repayment period is 5 months. Maximum repayment period is 5 years. 

• Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:

• Minimum 12.00%  Maximum 48.00%.

• Example 1: Principal $1000, Establishment Fee $200 (20% of principal as per NCCP Act), Total Monthly Fees $240 (4% of principal as per NCCP Act), Total Cost $1440. Comparison Rate 

• Example 2: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 

• WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

• Champion Loans does not offer $2500 loans over 2 year.