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Dental Loans for Dental Work

Need a loan for dental treatment? You've come to the right place!

The Australian Institute of Health and Welfare reported in March 2022 that around 3 in 10 (32%) people who needed to see a dentist delayed it or did not see one at least once in the previous 12 months, and around 1 in 7 (15%) people reported that cost was a reason for delaying or not seeing a dentist.

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Apply for Dental Loans Australia-Wide

Seeing the dentist can leave your wallet feeling lighter, and even worse, necessary dental work is very expensive and is sometimes not covered by Private Health Insurance or Medicare. Many people put up with pain and discomfort because affording dental procedures is simply out of reach.

Whether surgical, preventative, cosmetic or restorative procedures are required, our team can arrange loans for dental work to cover any dental procedure, including new dentures, braces, root canals and much more. If Medicare or your health fund will not cover the full cost, please give our Maroochydore loan lending team a call.

Our loans for dentists can help pay for the whole cost of a dental procedure or to fill a gap left over, after private health insurance covers part of the cost.

Am I Eligible For A Loan For Dental Treatment?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past credit mistakes? You don't have to be, our dental loans are flexible. We take many things into account when assessing an application for a loan for dentist visits, not just your credit history. 

We also do not expect you to fit into a neat, little box. Our team will listen to your individual circumstances and do their very best to help. Read our testimonials to see how we have helped others. 

Unfortunately, we are unable to help if your only income is Jobseeker allowance, Youth allowance or Austudy allowance. 

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We deliver fast approvals for dental loans for low income earners across Australia of up to $5000.

Our expert team can tailor a loan for dental treatment which meets your budget. A bad credit history doesn't have to cause you toothache. As always, our criteria is flexible - we've helped many customers who have a bad credit history, and a history of defaults. Our loan lenders do not believe that bad credit should prevent you from getting a dental work loan to have the necessary procedures carried out.


Why choose us for dental surgery loans

Applying for a loan at your bank is usually a laborious and time consuming endeavor of lining up in queues, filling out lengthy documentation and providing a mountain of personal information, all of which may have been for naught as you can be denied loans for dentists due to the slightest issue in your credit history.

Why go through that hassle when we offer you a simplified online loan application process. Of course, if you prefer to apply for a loan in person, and are local to the Sunshine Coast, you are always welcome to visit our loan lenders in Maroochydore to get it sorted out face-to-face.

We believe in transparency so we advise that it is important to think about whether you can realistically afford the repayments on a loan for dentist appointments before you apply. Every loan application you make is normally recorded on your credit report, as well as your loan repayments. This means that if you fail to keep up with timely repayments as agreed upon when you applied, it can negatively impact your credit score.

If you have any concerns, or would like to get advice on whether your financial situation can accommodate such a loan, please get in touch with us. We're here to help.

Dental procedure loans basically operate in much the same way as a regular personal loan. Personal loans are repaid with interest over a fixed period of time, same as loans for dental work. Best of all, we have no early payout fees or penalties. The quicker you pay off the loan, the more you save.


Apply For Dental Surgery Loans Online Now

We welcome Centrelink pensioners, single parents, and low income earners to apply.

Apply for dental procedure loans online, or speak to a friendly loan lender at Champion Loans on 07 5452 7400 to discuss how best to tailor repayments to your budget.

What our clients say.


  • Amanda Jewell
    3 weeks ago
    This is my 3rd car loan with Champion. As a pensioner they have always been so helpful and the process very easy. I saw the car I wanted on Saturday and had the car by Wednesday. In 12 years of dealing with them I’ve never had a...

  • B Hannam
    4 weeks ago
    They are very helpful and understanding.Much better than a computer making a loan decision. Have used them for a couple of years now and would recommend. And they also do accept Centrelink as an income. So many loan companies don'...

  • Nikki Aleksii Maria Verstappen
    2 weeks ago
    These guys are just awesome! I’m on a pension and they have really helped me out! I’ve refinanced a few times and it’s easy and quick and the girls really helped the process! Champion is my number 1 loan guys! Thankyou!❣...

  • simone duffy
    3 months ago
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

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Why Choose Champion For Dental Loans For Dental Work

  • We accept poor and bad credit.
  • Applications for dental loans for dental work can be made online or at our office in Maroochydore.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal service.
  • You can rely on fast dental work loan approvals.
  • Our online application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal, car and business loans to clients across Australia.

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You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Get the ball rolling...

Complete your application online.

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Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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