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Cash Loans

Get Quick Cash Loans from the Quick Cash Lenders.

Get fast cash loans from Champion Loans, the quick cash lenders. We are here to help with various types of money loans available up to $15,000. Loans are available across Australia for pensioners, single parents, low income earners, and others. We deposit the money in your bank as soon as your loan application is approved.

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Whatever the reason for taking out a loan, our quick cash lenders have you covered.

Our team understand that sometimes you need emergency cash loans because cars can break down unexpectedly, medical problems can pop up out of the blue, bills have a nasty habit of being due all around the same time, and that moving house is expensive. We also know that sometimes you just want a loan to afford a well-deserved holiday, or to afford gifting your family a lovely Christmas when times are tough.

At Champion Loans we love helping people! Our quick cash loans are designed to get you out of trouble fast so you can get on with your life, stress free. Our cash loans are an affordable solution when you need money fast, and they are tailor-made to fit various types of budgets. 

Am I eligible for a cash loan?

Our criteria is simple, you need to...

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Be over 18 years of age

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Be an Australian Resident

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Have a regular source of income

 Wages/salary, self employed, or on a Centrelink pension.

Worried about past mistakes? Don't be, our bad credit cash loans are flexible. We take many things into account when assessing cash loan applications, not just your credit history. 

We do not expect you to fit into a neat, little box - our staff will listen to your individual circumstances and do their very best to help. Read our testimonials to see how our quick cash lenders have helped others. 

Unfortunately, we are unable to help if your only income is Newstart allowance, Youth allowance or Austudy allowance. 

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How much can I borrow?

We provide fast cash loans up to $15,000. 

If you have employment income you are eligible to apply for up to $15,000. 


Do you provide pensioner loans?

Yes! We provide pensioner loans for pensioners. We help people who receive the Centrelink aged pension, disability pension, single parent pension and carer's pension. 

If you are a first time customer who receives a Centrelink pension you are welcome to apply for fast cash loan of up to $5000 maximum.


How do I apply for quick cash loans?

Our application process is easy and can be completed 100% online. Most people are able to complete our online loan application form in minutes. 

We supply a simple system to submit your bank statements and identification. You can also email documents in yourself, if you prefer to use email. 

You can even sign your contracts with the click of a button and once approved, the money is transferred asap. 


Do you provide bad credit loans?

Yes, we help people with bad credit such as defaults and bankruptcy. We understand that it is hard to get finance from banks and other cash lenders when you have had prior problems with poor credit, this is why we have a flexible cash loan lending approach. By looking at many aspects, such as your bank statements and loan serviceability, we do not have to rely solely on your credit history. 

We realise how common it is to encounter problems with an old phone or electricity provider, and as such, we believe everyone deserves a second chance. It is all part of our friendly, personal service. 

And it does not end there. Once you are in with us, you’re in for life – we’ll always be there to help you.


Are these secured loans?

Depending on the amount you are borrowing we may need to use your vehicle as security. 

Our small loans of up to $1600 are unsecured, meaning that no vehicle is needed for security. 

When it comes to money loans from $1600 to $2000 we do not necessarily need a vehicle as security, but it will stengthen your application. 

We do need a vehicle for security if you're applying for cash loans from $2000 - $15,000. If you are buying a car with the loan we can use that. 

When applying for quick cash loans it is preferable that you don't have existing finance on a vehicle, but if you do we may still be able to help. 

Have more questions? Give us a call on (07) 5452 7400 or send us a message

Apply now!

 

Terms & Conditions

  • Minimum repayment period is 5 months. Maximum repayment period is 5 years. 

  • Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:

  • Minimum 12.00%  Maximum 48.00%

  • Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 

  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

  • Champion Loans does not offer $2500 loans over 2 years

What our clients say.


  • simone duffy
    a week ago
    I have been dealing with champion loans for a few years now. The service is absolutely amazing. It’s so simple and stress free and the communication is exceptional. With Christmas around the corner it has really helped. Would h...

  • Luke Maciuk
    2 weeks ago
    My first loan with champion loans, was quick and easy to use, would recommend champion loans definitely πŸ˜πŸ‘πŸ‘βœ… especially after being out of bankruptcy a year and being a pensioner makes it hard for lenders that will give...

  • Ataliyah
    3 weeks ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

  • bianca Philippi
    a month ago
    Champion loans have been an amazingly helpful to me over the years. My family have had a few emergency situations where we have needed extra money. It was easy to apply and we were given approval the same day and everyone we have...

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Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

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You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

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Get the ball rolling...

Complete your application online.

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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