Low Income Loans

We arrange finance up to $2000 for bills, bond & rent, to buy a car or repair one, medical and vet expenses, household items, special events -  the list is endless! We talk to you, individually, to set realistic personal loan repayments you can afford over a time period that suits your budget.

Worried about something?  Past credit mistakes, bad credit history, defaults, not long at your address? Don’t be.  With us, you don’t have to fit a criteria.  We look at every low income loan application on its own merits.  We know most people can’t ‘fit a box’ so we don’t ask you to.  We’ll listen to your story, and our experienced and friendly team will endeavour to find a loan that’s right for you.

Our lenders ask for a car for security, it doesn’t matter what the loan is for.  

We arrange fast cash loans that are flexible and affordable – no application or ongoing fees - no early payout penalties –You only pay interest for the exact time you have the money.  The quicker you pay it off, the more you save and the better it is for you!!  What’s more, our contracts are simple and easy to understand – no fine print to cause you grief, no hidden fees to shock you later.

We invite you to apply online, in person or over the phone.  We’ll have an approval for you in 4-8 business hours with cash in your bank account overnight.  And it doesn’t end there. Once you’re in with us, you’re in for life – we’ll always be there for you.

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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